Products and Services

Products and Services2019-03-07T21:25:10+00:00

Account Types

Checking, Passbook Savings, IRA Accounts, Share Certificates, Direct Deposits of Payroll, Social Security, and Retirement Annuities.

To apply for an account, please click here

Loan Types

Vehicles, Boats, Motor Homes, Jet Skis, Appliances, Real Estate, Lawn Mowers, Tractors, Motorcycles, Snowmobiles, Livestock, Signature, and Savings/Share Certificate Secured Loans.

Interest rate on loans is determined by a member’s credit score at time of application.  Co-Ne FCU uses Experian credit scores.

There is a $20.00 application fee per applicant on a loan

To apply for a loan, please click here

Services

N.A.D.A Values on: Vehicles, Boats, Travel Trailers, Motorcycles, and Recreational Vehicles, Farm Equipment Value Guide

  • Wire Transfers
  • EMV “Chip” Cards
  • Online Banking
  • Check Capture Deposit (with approved application)
  • Coin Counting Services (10% fee for non-members)
  • Copies & FAX, Paper Shredder for member use
  • Quarterly Newsletter
  • Bulletin Board for Public Use

Account Details And Schedule of fees

  • $50.00 minimum balance to open a shares account
  • Checking Account has no minimum balance requirement
    • We do require a Shares account open with $50.00 to maintain a Checking Account
  • All insufficient funds transactions are $25.00 each – Share Draft overdraw – ACH – ATM
  • Deposit item return fee – $25.00 ea
  • Stop payment fee on checks – $25.00 each
  • Wire Transfer fee (outgoing) – $25.00 each
  • Corporate Checks from a member’s account – First 3 per month are no charge each additional check is $1.00
  • Check processing and mailing convenience fee of $1.00 per check printed and mailed
  • Returned mail to the credit union is $5.00 per item sent back to the Credit Union to be processed
  • Dormat Account fee – no activity for 365 days – $5.00 per quarter