About Us

About Us2022-10-20T17:40:43+00:00

If you are a current or potential new member and are looking into local financial institutions, to fit you best, we want you to know what we have to offer. Take a look around our site to see for yourself how great CO-NE FCU really is! We are a “People Helping People” CO-OP.

Staff of the Credit Union

Deanna Miller – Manager


Brandy Isenbart – Loan Officer/Member Service Representative



The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.  The name CO-NE Federal Credit Union was then adopted on July 10th, 1984 to reflect the states of Colorado (CO) and Nebraska (NE).


CO-NE is a member of the Colorado Credit Union League. Financial transactions are processed through ALLOYA, a Corporate Credit Union.


Paid quarterly on Passbook and IRA Accounts, monthly on Share Certificate Accounts.

How To Join

Residents of Sedgwick and Deuel County may join by depositing at least $50.00 into a Passbook Account. Any current member’s family and relatives are eligible to join regardless of their county of residence.

Member Operated

All CO-NE Boards and Committees are made up of credit union members. The Board of Directors is elected by and from the membership of the Credit Union. The Board sets the Credit Union’s policies of operation.

The Supervisory Committee, appointed by the Board, monitors compliance with the rules and regulations of the NCUA and our in-house policies. The Loan Officers, also appointed by the Board, review all loan applications. Whether appointed or elected, all positions are held by volunteer Credit Union members. We truly mean it when we say, “MEMBER OWNED- MEMBER OPERATED”